Questions, bugs, feedback? Email support@sph.sh — we read everything.
Where is my data? Only on your iPhone. Keel has no accounts and no cloud sync; deleting the app deletes your data.
What does the coach see? Your anonymous totals (like total debt and monthly surplus), the figures its tools compute from your debts, and the questions you type — processed by Apple Intelligence on your iPhone or on Apple's Private Cloud Compute, never on a Keel server. See the privacy policy.
Why did the coach stop answering? The coach needs Apple Intelligence: an iPhone 15 Pro or later with Apple Intelligence turned on in Settings. Private Cloud Compute has a daily allowance set by Apple; when it is used up, Keel keeps answering on your device.