Effective: 2026-08-24
Keel provides AI-supported educational guidance grounded in published personal-finance principles. It is not financial advice; Keel is not a licensed financial advisor, and the coach never recommends specific securities or investments. You make your own decisions.
Keel is provided "as is", without warranty of any kind. Calculations and AI responses may contain errors — verify important numbers before acting on them.
Coach answers are produced by Apple Intelligence on your device or on Apple's Private Cloud Compute; Apple may apply a daily allowance to Private Cloud Compute.
We may update these terms; the effective date above reflects the latest version.