Terms of Use

Effective: 2026-08-24

Not financial advice

Keel provides AI-supported educational guidance grounded in published personal-finance principles. It is not financial advice; Keel is not a licensed financial advisor, and the coach never recommends specific securities or investments. You make your own decisions.

Use as-is

Keel is provided "as is", without warranty of any kind. Calculations and AI responses may contain errors — verify important numbers before acting on them.

Fair use

Coach requests are rate-limited per device per day to keep the service free and available.

Changes

We may update these terms; the effective date above reflects the latest version.

Contact

support@sph.sh